Recommended Reading

The Health Savings Account

Most Americans who go broke annually do so because of medical debt, leading 530,000 families to file for bankruptcy every year. One reason for this is because health care in America can be extremely expensive, and health insurance coverage, even when offered through employment, is often woefully inadequate. Another reason is that Americans don’t often […]

Retirement Strategies

Retirement planning is an industry, and within this industry, there are experts. Experts in the retirement planning industry all see the bigger picture every day, according to the Transamerica Center for Retirement Studies, a non-profit research group.  They see that in 2021, 22 percent of Americans have less than $5K saved for retirement, and 15 […]

How to Budget for Home Projects

A renovation project can add square footage, modern fixtures, value, and comfort to your home, but what does it take to get started?  How much does a home renovation cost, and how much should you spend? Like most self-directed projects, once the idea to commit to a renovation takes hold, the question of budget rises […]

What is a savings account?

Whether you are a kid saving birthday money or an adult managing your finances, when you need to keep money somewhere because you don’t have plans to spend it, you either put it in a Piggy Bank or open a savings account. In principle, it is generally easier to pay daily expenses with cash or […]