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DECU Financial Education

Recommended Reading

The Potential and Pitfalls of Compound Interest

Did you recently choose the best savings account for a large lump sum? A quarter percent difference in interest is 25 points, but if you compound that interest frequently enough then those 25 points can make a pretty big difference on your Effective Annual Rate down the road. For instance: $10K for 1 year @ […]

This Christmas, Save Instead of Spend!

With snow falling earlier this year than I can ever remember, the feel of the season has given me a jump-start to my holiday shopping.  While Christmas gift exchanges can be rather expensive, there are plenty of ways to save money.  I’d like to share with you a few tips on how you can enjoy […]

When is Credit Card Consolidation Best for You?

Consolidation is a word you have probably heard before, but what does it mean and how can it help you? There are a few basic ways that consolidation works. Each case is different and finding an individual solution for our DECU members can depend on the member, their income, credit score, and their available equity. […]

10 Tips To Win On Black Friday-Cyber Monday

Thanksgiving comes again this week, and with it Black Friday, the start of the holiday shopping season! Is it us or do deals seem to start earlier and run longer with every following year? Last year, retailers earned $7.9 billion on Black Friday, a rise of 18 percent from 2017. Seventy-seven million shoppers got up […]