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Improve financial literacy and education.

Now that rates have dropped, it’s a great time to put your home’s equity to work.

Recommended Reading

What Does Your Credit Score Mean?

The Fair Isaac Corporation Lending money is a risky business for moneylenders. But risk is also the cost of doing business. To hedge bets in deciding whether to issue a loan, the FICO Credit Score was adopted nationwide in 1989 as the standard gauge for a potential debtor’s creditworthiness. In the days before credit scoring, […]

Why Budget?

When you know your income and track your expenses, it helps you understand how to invest, save and pay off debt. But just tracking your expenses doesn’t change how much money you can spend every month; it only ever tells you where that money is going.  The path to personal financial wisdom is enlightened by […]

Student Loans 101: How To Fund Your Higher Education

Birth. School. Work. Debt. America’s enduring promise rests in self-betterment through education. Whole industries are built upon this idea, including the student loan industry. In fact, data from the US Federal Reserve shows record levels of self-betterment in 2020, with 42 million US student loan borrowers owing $1.67 TRILLION in collective debt. DECU is here […]

Home Improvement: Here is what you need to know.

Home renovation plans are hot right now, with plenty of homeowners itching to do something around the house.  At the same time, a new sense of workplace flexibility is freeing up another set of homeowners previously bound by their commuter distance to the office. Add in this season’s tax returns, recent federal stimulus checks, economic side-hustles, […]