Checking that keeps up with you.
Wish you could find a checking account that made it easy to avoid check fees and service fees? How about an account that includes a free Visa® debit card with unlimited ATM transactions? Well, we have customizable options that include all of that, plus the opportunity to earn interest on your balance and choose overdraft protection. If you’re looking for an easy decision, you should really check out our Merit Access checking account!
When you do, keep in mind that our members also have a unique opportunity to share in the financial success of their credit union. We reward members for their loyalty to Deere Employees Credit Union. The more connected to us through your use of products and services, the better return of your Owner Participation Account Rebate. This year-end rebate returns excess earnings to you for your continued loyalty to the credit union. Read tips on how to maximize your Owner Participation Account Rebate here.
These Features Are Available With Every DECU Checking Account:
Access your money faster with Direct Deposit. Funds go directly into your account, so it’s easy to access your pay right away—especially helpful if you’re traveling!
Standard Pay Deposit
Deere Retirees or Social Security Pay
Accidents happen. That’s why overdraft protection is a good thing. We make it easy to use your savings account or a standing line of credit to make overdrafts a thing of the past.
Overdraft protection can assist in covering items coming through your checking account. The Credit Union can set up your account to overdraw from a line of credit or savings account. Fees may apply. Please contact the Credit Union if you would like to know how your account is set up.
Make sure you’re covered. Log-in to Online Banking, select the Orange Gear Wheel, next to your Checking Account, select Overdraft Protection, and follow the onscreen instructions. Or, simply give us a call at (800) 338-6739.
Have you ever made an honest mistake in your checkbook? Or, found yourself a “little short” before payday? Perhaps you’ve had an unusual or unforeseen expense at the wrong time. Relax, you may deserve special consideration.
Courtesy Pay safeguards you from the potential embarrassment of bouncing a check with a merchant or having your debit card declined when taking a friend to dinner. Neither the merchant nor other patrons will be aware of the status of your account. To learn more about how your account is setup, please contact us.