Arrange financing before you begin shopping for a new or used vehicle with a pre-approved auto loan from Deere Employees Credit Union (DECU). With quick approval and our flexible, Best In Market Rates, you’ll save time and money whether your dream car, boat or RV comes from a dealership or a private seller.
To apply please log in to Online Banking and click on our Loan Request Tab. Or call toll-free 24/7 at (800) 338-6739.
At DECU, members enjoy:
Refinance your current auto loan
Boat and recreational vehicle loans
Skip A Pay
You can apply for any loan online. Simply log in to Online Banking and click on Loan Requests tab. Or you can apply by calling (800) 338-6739.
We will finance autos up to 12 model years old at either new or used auto rates depending on model year. Vehicles older than 12 model years will be considered at an increased interest rate. This rate depends on credit and relationship with the credit union.
Deere Employees Credit Union will lend up to 100% financing, not exceeding the lesser of MSRP or the final purchase price plus tax and Vehicle Service Agreement on new vehicles or the NADA Retail value plus/minus options and mileage on used vehicles.
We require collision and comprehensive coverage with a maximum $1000 deductible on each.
Yes, you can apply to be pre-approved for an auto loan. Simply log in to Online Banking and click on Loan Requests tab. Or you can apply by calling (800) 338-6739.
Deere Employees Credit Union finances new vehicles including the previous five model years for 72 months. For older vehicles the maximum term is 60 months.
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