Arrange financing before you begin shopping for a new or used vehicle with a pre-approved auto loan from Deere Employees Credit Union (DECU). With our Best In Market Rates, you’ll save time and money whether your dream car, boat or RV comes from a dealership or a private seller.
To apply please log in to Online Banking and click on our Loan Request Tab. Or call toll-free 24/7 at (800) 338-6739.
At DECU, members enjoy:
Refinance your current auto loan
Boat and recreational vehicle loans
Skip A Pay
You can apply for any loan online. Simply log in to Online Banking and click on Loan Requests tab. Or you can apply by calling (800) 338-6739.
We will finance autos up to 12 model years old at either new or used auto rates depending on model year. Vehicles older than 12 model years will be considered at an increased interest rate. This rate depends on credit and relationship with the credit union.
Deere Employees Credit Union will lend up to 100% financing, not exceeding the lesser of MSRP or the final purchase price plus tax and Vehicle Service Agreement on new vehicles or the NADA Retail value plus/minus options and mileage on used vehicles.
We require collision and comprehensive coverage with a maximum $1000 deductible on each.
Yes, you can apply to be pre-approved for an auto loan. Simply log in to Online Banking and click on Loan Requests tab. Or you can apply by calling (800) 338-6739.
Deere Employees Credit Union finances new vehicles including the previous five model years for 72 months. For older vehicles the maximum term is 60 months.
Buying a new or used car with an auto loan from DECU has advantages that respect both your budget AND your time, but before you go taking the plunge and make a big purchase, there is a lot to learn. Especially now, as flashy sales and headline offers from auto dealerships begin to flood your [...]
Did you recently choose the best savings account for a large lump sum? A quarter percent difference in interest is 25 points, but if you compound that interest frequently enough then those 25 points can make a pretty big difference on your Effective Annual Rate down the road. For instance: $10K for 1 year @ […]
With snow falling earlier this year than I can ever remember, the feel of the season has given me a jump-start to my holiday shopping. While Christmas gift exchanges can be rather expensive, there are plenty of ways to save money. I’d like to share with you a few tips on how you can enjoy […]
Consolidation is a word you have probably heard before, but what does it mean and how can it help you? There are a few basic ways that consolidation works. Each case is different and finding an individual solution for our DECU members can depend on the member, their income, credit score, and their available equity. […]
