Home improvement is life improvement.

Give your home the before-and-after photos it deserves.

Add value to your most important investment with a flexible, no-fee home improvement loan.

Deere Employees Credit Union offers top market rates for add-on mortgages and home equity lines of credit up to 95% of your home’s current value. With our quick and easy process and same-day funding, your remodeling project, partial extension or new roof is just a click away from being shovel-ready.

Rates vary according to flexible loan term, credit score, debt to income ratio, and type of loan. Talk to your DECU representative for information to help you make your best choice. Or, get the ball rolling with a no-fee application via our Online Loan Center.

Home Improvement Loan Features

  • Easy online application process
  • Same day funding
  • No application fee
  • Prerequisites :
    • Up to $7,500 : 650 credit score and 50% debt to income ratio    
    • Over $7,500 : 700 credit score and 40% debt to income ratio
  • Flexible terms up to 180 months for loans $7,501-$25,000

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