DECU Daily

DECU Daily

The DECU Daily Team works together to deliver educational content that’s relevant to our member’s financial lives and helps our members strive toward their financial goals.

All Posts by DECU Daily

Rainy-Day Fund vs. Emergency Fund

Both a rainy-day fund and an emergency fund can be great ways to prepare financially for unexpected future events. With the majority of Americans living paycheck to paycheck, it's important to be able to have money for things like losing your job or paying to fix your air conditioning when it breaks. While both a [...]

Bad Credit Habits & How To Break Them

Many people make financial decisions that they believe will lead to a stronger overall credit profile for themselves without fully understanding the impact of those decisions. Unfortunately, a lot of these decisions are mistakes that end up hurting their overall credit and prevent them from being able to borrow money or get lower interest rates […]

5 Reasons Your Teen Should Get a Summer Job

Many parents wonder when the right time is to help their teens get a job. During the school year, it can be a tricky balance between focusing on their studies while trying to learn about all of the great things that come with being in the workforce. Some parents rationalize that their kids will have […]

Money-Saving Tips for Landscaping Your House

Everyone loves a well-manicured lawn with the perfect shrubs and surrounding flowers or other plants. Many people dream of their perfect yard to show off and be on full display throughout the summer. A lot of the work required to get there starts in the spring, but unfortunately, there’s a lot going on financially during […]

5 Financial Podcasts You Should Be Listening To

Financial education is important for everyone looking to save, budget, or invest better. With the advances in technology, we can now digest this type of educational information by reading online articles or books and even through listening to podcasts on the go. Podcasts are starting to become the best way to learn new financial tips […]

How to Prepare Financially for a Baby

One of the most significant changes in anyone’s life is when they welcome a new baby into their home and family. While it can be one of the most rewarding things anyone does, it’s also one of the most expensive. That’s why it’s important to prepare financially for your baby before delivery day.  There are […]

What Inflation Is and How it Affects You

Inflation is one of the most important topics in economics today. It is defined as a general rise in prices. This means that the cost of living goes up, and your dollar does not buy as much. Inflation can significantly impact your life, especially if you are on a fixed income or have to budget […]

Why Financial Literacy is Important for Everyone

Financial literacy is a term that refers to an individual’s understanding of financial concepts and their ability to make sound financial decisions. Financial literacy is incredibly important for everyone, not just those in charge of managing the family finances. The more you know about money, the better your chances are at financial security, both now […]

Renting vs Buying a Home: The Pros & Cons Explained

There are many factors to consider when renting vs. buying a home, and both have their own set of pros and cons that you need to consider before deciding. For example, renting is great for people who are unsure about their job security or often like to move around. On the other hand, buying a […]

10 Smart Ways to Spend Your Tax Refund

A tax refund can be a blessing or a curse, depending on how you choose to spend it. If you’re not careful, you might end up wasting your money on things you don’t need, like fancy clothes or a lavish vacation. Instead, why not use your tax refund to pay off debt, save for the […]