DECU Daily

DECU Daily

The DECU Daily Team works together to deliver educational content that’s relevant to our member’s financial lives and helps our members strive toward their financial goals.

All Posts by DECU Daily

Scams to Lookout for on Facebook Marketplace

It is common for Facebook Marketplace to be filled with scammers looking for their next target. These scams take hold in several different ways, aiming to either get the items you’re selling for free, to get you to pay for something that isn’t what it seems or to send money for nothing. Most scams can be easily […]

How to Save Money on Holiday Travel

This year has brought a tough economic climate, including high inflation and a less stable employment market. Despite higher prices on everything from flying to buying snacks, many people still want to travel in possible record numbers this holiday season. Just because you want to go home for the holidays doesn’t mean you have to break […]

5 Ways to Prepare Your Finances for the End of the Year

There are certain times throughout the year that cause people to think and take notice of how close they are to reaching their goals, especially financial ones. As one year ends and another begins, there is no time like this time of year to do just that. It’s a great time to reassess where your finances are […]

How to Integrate Employee Benefits When You Marry

Marriage can change just about every aspect of your life, especially your finances. You may go from a single income to two, you must file your taxes differently, and you’re now eligible to share other financial opportunities like employee benefits. Many people don’t think through what they want to change about their employee benefits before […]

5 Important Things to Look for When Buying a House

Finding the perfect home, buying it, and raising a family there has long been an American dream. Not everyone’s dreams look exactly that way, but most still aim to buy a home at some point in their adult life. It’s easy to be drawn to the aesthetic of a house when buying, but there are […]

Estate Planning 101: What Is It & Why Do I Need It?

Estate planning is the process of designating how your assets will be distributed in the event of your death or incapacitation. Many people plan out their estate to ensure that their assets are divided the way they want and not chosen by a probate court or given to whomever the state inheritance laws say. Others […]

Pros & Cons of Retiring Early

Early retirement has become a popular notion that many people are actively trying to achieve. The thought of not having to work and instead living your life to the fullest gives many people the motivation to find a way to make it happen. Before actively moving toward a life of, more freedom, and less work, […]

6 Ways to Stop Living Paycheck to Paycheck

When an individual or a household has a take-home pay that either equals or falls short of their monthly expenses, they are living paycheck-to-paycheck. This typically happens if there is little to no discretionary income available or if excessive debts and spending cause bills not to be paid on time. This means that these households [...]

Why Insurance Should Be a Part of Your Financial Planning

Proper financial planning is important to prepare your finances for retirement or to help you reach larger financial goals. While many people understand the importance of a strong investment or savings strategy as part of that plan, others forget how important insurance can be. Without the proper insurance coverage, you could be putting your wealth […]

Rainy-Day Fund vs. Emergency Fund

Both a rainy-day fund and an emergency fund can be great ways to prepare financially for unexpected future events. With the majority of Americans living paycheck to paycheck, it's important to be able to have money for things like losing your job or paying to fix your air conditioning when it breaks. While both a [...]