Five Resolutions for 2021

2020 has been a year of wild extremes. Your year-end financial resolutions might have taken a beating, or they might have found extremely radical success. Resolved in 2020 to spend less? Quarantine and lockdown may have made your shopping and impulsive purchases harder to accomplish, and savings may have come naturally, just not the way […]

Holiday Spending and Savings

Do things just cost more?  Last Christmas how much did you spend on gifts? Do you feel like matching that amount this year? Are we all just long-haul climbers walking up a forever mountain of pre-printed gift season price tags? What if we showed you that the amount you spend on Christmas gifts has an […]

Calculate Your Interest – How A Pre-Approved DECU Auto Loan Helps Lower Your Sticker Price

Buying a new or used car with an auto loan from DECU has advantages that respect both your budget AND your time, but before you go taking the plunge and make a big purchase, there is a lot to learn. Especially now, as flashy sales and headline offers from auto dealerships begin to flood your […]

This Christmas, Save Instead of Spend!

With snow falling earlier this year than I can ever remember, the feel of the season has given me a jump-start to my holiday shopping.  While Christmas gift exchanges can be rather expensive, there are plenty of ways to save money.  I’d like to share with you a few tips on how you can enjoy […]

Millennial Budget Tips To Pay Down Debt

One question we hear most often from Credit Union members is “How do I get out of debt?” It comes up constantly in conversations and now seems more present than ever.  So, I had to ask myself . . . “why this question?” and after some serious research into it, I found a one-word answer […]

How to Save and Manage Money as a College Student

As a recent college graduate, I’ve learned countless ways to save and manage my money over the four years. For most, college is a great learning experience where students have very little income and lots of expenses all while having to build their financial foundation. There is no better time to practice good money habits than during this exciting and formative period in life.

5 Questions to Ask Yourself If You’re Financially Fit

If you don’t have a financial plan, that question may be hard to answer. To achieve financial wellness, you need to define your goals and set a time frame for reaching them. The following steps can help you take control of your finances. Do you have a good budget? A good place to start would […]

5 Marie Kondo Inspired Steps to Cleaning Up Your Finances

Every change of the season brings everyone – mom, friend, co-worker – out of the cracks and ready to tell you to deep clean your house and organize your belongings. And sometimes while folding clothes and cleaning windows you’ll enter a period of self-reflection. Amidst the rush to spring clean before it becomes summer it’s […]

Learn the 5 Best Financial Habits From Debt-free People

Being debt-free is a liberating feeling and is certainly achievable wherever you are in your financial journey. People that “do it right” use these five habits. You, too, can mirror their success by replicating these practices and making them part of your daily life. Being debt-free is not only a huge stress liberator, it is […]

How to Make Budgeting a Reality This Year

If your budgeting plans and goals did not quite work out the way you had hoped, you are very likely thinking of how to make those goals a reality this year. You probably first need to re-evaluate your approach to budgeting. For most people, budgeting usually starts with a flourish, and their plan is followed […]