Tips for Better Budgeting as a Couple

Your financial goals, budgets, savings, and debt can all be managed at your fingertips with DECU’s Digital Banking. But what happens when your single life changes and you combine economic households? Your finances undergo a transformation too, and this week the DECU Daily is here with tips on how to merge financial forces when two […]

How To Save On Utilities

A family budget can expand and contract over the seasons to cover utility bills. Heating, cooling, power, lights, and water all add up, whether in summer heat or winter chill, and a typical American family spends more than $1,400 per year to keep itself in comfort. But did you know that there are plenty of […]

Plan Your Family Vacation Budget

Vacation season is here, and with an improved national health forecast, there are plenty of reasons this year not to skip your trip. Hotels are open, airplanes are flying, and the big tourist destinations all have measures in place to keep you and your family healthy and safe. But all that travel risk comes at […]

Why Budget?

When you know your income and track your expenses, it helps you understand how to invest, save and pay off debt. But just tracking your expenses doesn’t change how much money you can spend every month; it only ever tells you where that money is going.  The path to personal financial wisdom is enlightened by […]

How To Save For A Down Payment On A House

Nationwide home buying statistics for 2020 are not going to look like the rest of the century, because of the economic disruptions caused by Covid-19, but in 2019 the average median down payment for first-time homebuyers was 6 percent of the purchase price.  Likewise, in 2019 the average cost of a brand new home in […]

Five Resolutions for 2021

2020 has been a year of wild extremes. Your year-end financial resolutions might have taken a beating, or they might have found extremely radical success. Resolved in 2020 to spend less? Quarantine and lockdown may have made your shopping and impulsive purchases harder to accomplish, and savings may have come naturally, just not the way […]

Holiday Spending and Savings

Do things just cost more? Last Christmas how much did you spend on gifts? Do you feel like matching that amount this year? Are we all just long-haul climbers walking up a forever mountain of pre-printed gift season price tags? What if we showed you that the amount you spend on Christmas gifts has an […]

Calculate Your Interest – How A Pre-Approved DECU Auto Loan Helps Lower Your Sticker Price

Buying a new or used car with an auto loan from DECU has advantages that respect both your budget AND your time, but before you go taking the plunge and make a big purchase, there is a lot to learn. Especially now, as flashy sales and headline offers from auto dealerships begin to flood your […]

This Christmas, Save Instead of Spend!

With snow falling earlier this year than I can ever remember, the feel of the season has given me a jump-start to my holiday shopping.  While Christmas gift exchanges can be rather expensive, there are plenty of ways to save money.  I’d like to share with you a few tips on how you can enjoy […]

Millennial Budget Tips To Pay Down Debt

One question we hear most often from Credit Union members is “How do I get out of debt?” It comes up constantly in conversations and now seems more present than ever.  So, I had to ask myself . . . “why this question?” and after some serious research into it, I found a one-word answer […]