With snow falling earlier this year than I can ever remember, the feel of the season has given me a jump-start to my holiday shopping. While Christmas gift exchanges can be rather expensive, there are plenty of ways to save money. I’d like to share with you a few tips on how you can enjoy […]
One question we hear most often from Credit Union members is “How do I get out of debt?” It comes up constantly in conversations and now seems more present than ever. So, I had to ask myself . . . “why this question?” and after some serious research into it, I found a one-word answer […]
As a recent college graduate, I’ve learned countless ways to save and manage my money over the four years. For most, college is a great learning experience where students have very little income and lots of expenses all while having to build their financial foundation. There is no better time to practice good money habits than during this exciting and formative period in life.
If you don’t have a financial plan, that question may be hard to answer. To achieve financial wellness, you need to define your goals and set a time frame for reaching them. The following steps can help you take control of your finances. Do you have a good budget? A good place to start would […]
Every change of the season brings everyone – mom, friend, co-worker – out of the cracks and ready to tell you to deep clean your house and organize your belongings. And sometimes while folding clothes and cleaning windows you’ll enter a period of self-reflection. Amidst the rush to spring clean before it becomes summer it’s […]
Being debt-free is a liberating feeling and is certainly achievable wherever you are in your financial journey. People that “do it right” use these five habits. You, too, can mirror their success by replicating these practices and making them part of your daily life. Being debt-free is not only a huge stress liberator, it is […]
If your budgeting plans and goals did not quite work out the way you had hoped, you are very likely thinking of how to make those goals a reality this year. You probably first need to re-evaluate your approach to budgeting. For most people, budgeting usually starts with a flourish, and their plan is followed […]
Black Friday is the most competitive selling day of the year for both retailers and consumers. This shopping season is all about saving those hard-earned dollars and spending them wisely. You don’t want to miss-out on great deals, but at the same time, the options out there can be so overwhelming you don’t know where […]