Five First Time Home Buyer Tips

Buying a home can be nerve-racking, especially for a first-time home buyer. These tips can help you navigate the process and avoid common mistakes. 1. Start saving for a down payment early It’s common to shoot for 20% down but many lenders allow much less, and for first-time home buyers, some programs allow as little […]

How to Build a Credit Score as a College Student

A FICO credit score is built upon several different categories. By knowing what a FICO score is, you can best figure out how to build your credit score quickly. One quick method involves someone with an established credit line being willing to authorize a new-to-credit person be added to already-established credit cards. If this simple […]

How to Save and Manage Money as a College Student

As a recent college graduate, I’ve learned countless ways to save and manage my money over the four years. For most, college is a great learning experience where students have very little income and lots of expenses all while having to build their financial foundation. There is no better time to practice good money habits than during this exciting and formative period in life.

How to Pay Off Debt Faster with These 3 Refinancing Strategies

Many homeowners don’t know they have an option to refinance their mortgage or a loan to pay off debt faster. Even if a mortgage term has been agreed upon and signed, homeowners can opt for changes before the contract is completed. Many are taking advantage of these three refinancing strategies to pay off their debts faster.

5 Important Money Management Lessons for Single Parents

As a single parent, you’re probably familiar with the dual challenges of managing a household and planning for the future on your own. But are you as familiar with the financial strategies that can stretch your income and help you get ahead? Consider the following lessons to help improve your family’s bottom line. Lesson #1: […]

FICO® Score vs. Credit Score. What is a FICO Score?

We all know a credit score is essential when it comes to applying for a credit card, an auto loan, or a mortgage. When a company or a lender checks your credit report, they may be getting it from one or more of the three major agencies – Equifax, Experian, or TransUnion. In addition to […]

5 Questions to Ask Yourself If You’re Financially Fit

If you don’t have a financial plan, that question may be hard to answer. To achieve financial wellness, you need to define your goals and set a time frame for reaching them. The following steps can help you take control of your finances. Do you have a good budget? A good place to start would […]

6 Real Money Lessons Every Parent Should Teach Their Teenager Before College

It is never too early to start practicing good money habits. In fact, the earlier teenagers are exposed to good financial habits, the better chance they will become financially savvy. This is an important life lesson in general, but especially if college is on the horizon for your teenager. Becoming a college student is probably […]

4 Ways Marriage Changes The Way You Manage Money

Saying, “Yes!” to forever together comes with unforgettable memories and exciting future plans. Tying the knot doesn’t just mean that you are now sharing a home and life together, it also means you are managing your money and finances jointly as well. There are a few important monetary topics that you and your partner will […]

7 Finance-Based Gifts Mom Will Love

Mom deserves all of the praise, recognition, and the love she can get—daily! Yet it is Mother’s Day that we “officially” thank them, once again, for all of their love and care. Rather than go the traditional route of buying flowers and candy for mom, why not make it more creative, thoughtful, and financially generous? […]