5 Ways to Prepare Your Finances for the End of the Year

There are certain times throughout the year that cause people to think and take notice of how close they are to reaching their goals, especially financial ones. As one year ends and another begins, there is no time like this time of year to do just that. It’s a great time to reassess where your finances are […]

6 Ways to Stop Living Paycheck to Paycheck

When an individual or a household has a take-home pay that either equals or falls short of their monthly expenses, they are living paycheck-to-paycheck. This typically happens if there is little to no discretionary income available or if excessive debts and spending cause bills not to be paid on time. This means that these households [...]

Why Insurance Should Be a Part of Your Financial Planning

Proper financial planning is important to prepare your finances for retirement or to help you reach larger financial goals. While many people understand the importance of a strong investment or savings strategy as part of that plan, others forget how important insurance can be. Without the proper insurance coverage, you could be putting your wealth […]

Rainy-Day Fund vs. Emergency Fund

Both a rainy-day fund and an emergency fund can be great ways to prepare financially for unexpected future events. With the majority of Americans living paycheck to paycheck, it's important to be able to have money for things like losing your job or paying to fix your air conditioning when it breaks. While both a [...]

5 Reasons Your Teen Should Get a Summer Job

Many parents wonder when the right time is to help their teens get a job. During the school year, it can be a tricky balance between focusing on their studies while trying to learn about all of the great things that come with being in the workforce. Some parents rationalize that their kids will have […]

5 Financial Podcasts You Should Be Listening To

Financial education is important for everyone looking to save, budget, or invest better. With the advances in technology, we can now digest this type of educational information by reading online articles or books and even through listening to podcasts on the go. Podcasts are starting to become the best way to learn new financial tips […]

How to Prepare Financially for a Baby

One of the most significant changes in anyone’s life is when they welcome a new baby into their home and family. While it can be one of the most rewarding things anyone does, it’s also one of the most expensive. That’s why it’s important to prepare financially for your baby before delivery day.  There are […]

What Inflation Is and How it Affects You

Inflation is one of the most important topics in economics today. It is defined as a general rise in prices. This means that the cost of living goes up, and your dollar does not buy as much. Inflation can significantly impact your life, especially if you are on a fixed income or have to budget […]

Why Financial Literacy is Important for Everyone

Financial literacy is a term that refers to an individual’s understanding of financial concepts and their ability to make sound financial decisions. Financial literacy is incredibly important for everyone, not just those in charge of managing the family finances. The more you know about money, the better your chances are at financial security, both now […]

Renting vs Buying a Home: The Pros & Cons Explained

There are many factors to consider when renting vs. buying a home, and both have their own set of pros and cons that you need to consider before deciding. For example, renting is great for people who are unsure about their job security or often like to move around. On the other hand, buying a […]