Renting vs Buying a Home: The Pros & Cons Explained

There are many factors to consider when renting vs. buying a home, and both have their own set of pros and cons that you need to consider before deciding. For example, renting is great for people who are unsure about their job security or often like to move around. On the other hand, buying a […]

10 Smart Ways to Spend Your Tax Refund

A tax refund can be a blessing or a curse, depending on how you choose to spend it. If you’re not careful, you might end up wasting your money on things you don’t need, like fancy clothes or a lavish vacation. Instead, why not use your tax refund to pay off debt, save for the […]

Planning a Wedding on a Budget

Everyone imagines what their dream wedding would look like, from the food to the décor and everything in between. Many don’t realize until they get to the planning stage that it is the biggest party they’ve ever planned, and it can get expensive quickly. According to Business Insider, the average wedding cost $29,000 before the pandemic. It’s […]

Be Smart with Your Money: How to Get Financially Fit in 2022

The start of a new year is the perfect time to reassess how you’re doing in pretty much any area of your life. For example, January is the best revenue month for gyms because many people choose to prioritize physical fitness. The flip of one year to the next puts people in the right frame […]

Setting Financial Goals

Start the new year off on the right foot with a fresh look at your financial goals. Let January 1 be the first day that you put into place a brand-new set of achievable benchmarks to master your money, deal with your debt and improve your credit score.  Successful goal-keepers know that financial independence comes […]

Cyber Scams 101

What is a cyber scam? The FBI’s Internet Crime Complaint Center, or IC3, is the US government’s central public repository for all forms of internet fraud and published their 2020 annual report showing that cyber scams grew in size and scope while citizens were battling the pandemic. IC3 fielded nearly 800,000 complaints in 2020 and said Americans […]

The Health Savings Account

Most Americans who go broke annually do so because of medical debt, leading 530,000 families to file for bankruptcy every year. One reason for this is because health care in America can be extremely expensive, and health insurance coverage, even when offered through employment, is often woefully inadequate. Another reason is that Americans don’t often […]

Retirement Strategies

Retirement planning is an industry, and within this industry, there are experts. Experts in the retirement planning industry all see the bigger picture every day, according to the Transamerica Center for Retirement Studies, a non-profit research group.  They see that in 2021, 22 percent of Americans have less than $5K saved for retirement, and 15 […]

Teach Your Kids Good Money Habits

It’s never too early to begin teaching your kids about money, and there is no better time to start than today. Parents are uniquely equipped to pass on this crucial life skill because young children, as a rule, learn to negotiate the outer world by observing and imitating their primary caregivers. Who better than successful […]

Digital Banking Security

Pete Sedgwick is the Chief Information Officer at DECU and a Certified Information Systems Security Professional. With more than two decades of experience implementing strategies, teams and solutions for large and complex information technology systems across the industry, the Iowa State graduate sits in for us here at the DECU Daily with a guest blog. […]