Your financial goals, budgets, savings, and debt can all be managed at your fingertips with DECU’s Digital Banking. But what happens when your single life changes and you combine economic households? Your finances undergo a transformation too, and this week the DECU Daily is here with tips on how to merge financial forces when two […]
A family budget can expand and contract over the seasons to cover utility bills. Heating, cooling, power, lights, and water all add up, whether in summer heat or winter chill, and a typical American family spends more than $1,400 per year to keep itself in comfort. But did you know that there are plenty of […]
Vacation season is here, and with an improved national health forecast, there are plenty of reasons this year not to skip your trip. Hotels are open, airplanes are flying, and the big tourist destinations all have measures in place to keep you and your family healthy and safe. But all that travel risk comes at […]
The Fair Isaac Corporation Lending money is a risky business for moneylenders. But risk is also the cost of doing business. To hedge bets in deciding whether to issue a loan, the FICO Credit Score was adopted nationwide in 1989 as the standard gauge for a potential debtor’s creditworthiness. In the days before credit scoring, […]
When you know your income and track your expenses, it helps you understand how to invest, save and pay off debt. But just tracking your expenses doesn’t change how much money you can spend every month; it only ever tells you where that money is going. The path to personal financial wisdom is enlightened by […]
Home renovation plans are hot right now, with plenty of homeowners itching to do something around the house. At the same time, a new sense of workplace flexibility is freeing up another set of homeowners previously bound by their commuter distance to the office. Add in this season’s tax returns, recent federal stimulus checks, economic side-hustles, […]
Nationwide home buying statistics for 2020 are not going to look like the rest of the century, because of the economic disruptions caused by Covid-19, but in 2019 the average median down payment for first-time homebuyers was 6 percent of the purchase price. Likewise, in 2019 the average cost of a brand new home in […]
If you put all the gifts on the list from the 12 Days of Christmas in one room, it gets noisy! Cackling geese, rude swans, busy hens and all kinds of dancing and drumming. What a racket! But over here at the DECU Daily we make our holiday lists quietly, and because it’s the end […]
The Age of Coronavirus has changed everything, and new details seem to emerge every day that alter how the housing market will come to operate again, once the pandemic passes. Right now, existing home sales have hit their lowest level in a decade as much of the country has stayed home during the pandemic. But […]
Since 1935 DECU has been serving John Deere employees and their families, and in that time we’ve built up quite a set of tools to help reach our 42,000 members in 50 states and 56 countries. Offering everything from savings accounts to mortgage loans to retirement & investment planning, DECU has Best-In-Market rates and a […]