The Top 5 Tips for Buying a Home Right Now

The Age of Coronavirus has changed everything, and new details seem to emerge every day that alter how the housing market will come to operate again, once the pandemic passes. Right now, existing home sales have hit their lowest level in a decade as much of the country has stayed home during the pandemic.  But […]

Financial Best Practices – Back to Basics

Since 1935 DECU has been serving John Deere employees and their families, and in that time we’ve built up quite a set of tools to help reach our 42,000 members in 50 states and 56 countries. Offering everything from savings accounts to mortgage loans to retirement & investment planning, DECU has Best-In-Market rates and a […]

Our Response to COVID-19

To Our Members, These are very strange times for sure. Please rest assured that Deere Employees Credit Union is safe, sound and every department fully functional. Remote service delivery is not new for our credit union. Our Pandemic Team has been preparing for the Pandemic event for many weeks now. They have been readying our […]

Gone Phishing

Fake emails are probably sitting in your inbox right now, announcing a new deposit to your Bitcoin balance or claiming you’ve just won a brand new smartphone. It’s aso likely there’s a burning call to action in the subject line, igniting your natural curiosity and compelling you to click. After all, who wouldn’t be thrilled […]

Five First Time Home Buyer Tips

Buying a home can be nerve-racking, especially for a first-time home buyer. These tips can help you navigate the process and avoid common mistakes. 1. Start saving for a down payment early It’s common to shoot for 20% down but many lenders allow much less, and for first-time home buyers, some programs allow as little […]

5 Questions to Answer When Undertaking a Home Renovation

Whether you’ve purchased a home with the idea of renovating it or you’ve been in your home for years and it’s finally time to update – a home renovation is a journey. That journey may begin with smaller home improvement projects that eventually results in a multi-room home remodel or a total overhaul. Each person’s home renovation will be unique with different expenses and surprises along the way.

What to Expect in a Home Inspection: Checklist and Tips

Every wise homebuyer knows that a home inspection is a must-have before closing a deal on a home. If you choose to do an inspection yourself or hire a professional home inspector, be certain to be educated to get the most out of the inspection. A thorough home inspection will provide quality information and will […]

4 Reasons Why You Should Consider Adjustable Rate Mortgages

Adjustable rate mortgages (ARMs) are in their essence, mortgage loans with variable rates. Whether you are a first-time home-buyer or someone looking to purchase a second home, here are four big reasons why you should consider Adjustable Rate Mortgages (ARM). It could very well save you thousands down the road. #1: Lower rates help you […]

How Does Refinancing Work and When To Refinance My Mortgage

There are many reasons as to why you should consider refinancing. As with any financial decision, arming yourself with knowledge of how refinancing works, its benefits and risks is always a good practice. You could potentially save yourself a hundred or two every month. Now that’s some significant savings that could be invested elsewhere. What […]

A First-time Home Buyer’s Guide to Mortgages

Thinking of buying your first home by getting a mortgage, but don’t know where to start? Here is a break-down of the absolute must-knows from mortgage rates to first-time home buyers benefits, and everything in-between. Pull out your pen and paper because you’re about to do some hands-on math exercises, or if you’re uncomfortable hearing […]