5 Ways to Prepare Your Finances for the End of the Year

There are certain times throughout the year that cause people to think and take notice of how close they are to reaching their goals, especially financial ones. As one year ends and another begins, there is no time like this time of year to do just that. It’s a great time to reassess where your finances are […]

Pros & Cons of Retiring Early

Early retirement has become a popular notion that many people are actively trying to achieve. The thought of not having to work and instead living your life to the fullest gives many people the motivation to find a way to make it happen. Before actively moving toward a life of, more freedom, and less work, […]

6 Ways to Stop Living Paycheck to Paycheck

When an individual or a household has a take-home pay that either equals or falls short of their monthly expenses, they are living paycheck-to-paycheck. This typically happens if there is little to no discretionary income available or if excessive debts and spending cause bills not to be paid on time. This means that these households [...]

Why Insurance Should Be a Part of Your Financial Planning

Proper financial planning is important to prepare your finances for retirement or to help you reach larger financial goals. While many people understand the importance of a strong investment or savings strategy as part of that plan, others forget how important insurance can be. Without the proper insurance coverage, you could be putting your wealth […]

Rainy-Day Fund vs. Emergency Fund

Both a rainy-day fund and an emergency fund can be great ways to prepare financially for unexpected future events. With the majority of Americans living paycheck to paycheck, it's important to be able to have money for things like losing your job or paying to fix your air conditioning when it breaks. While both a [...]

Bad Credit Habits & How To Break Them

Many people make financial decisions that they believe will lead to a stronger overall credit profile for themselves without fully understanding the impact of those decisions. Unfortunately, a lot of these decisions are mistakes that end up hurting their overall credit and prevent them from being able to borrow money or get lower interest rates […]

5 Reasons Your Teen Should Get a Summer Job

Many parents wonder when the right time is to help their teens get a job. During the school year, it can be a tricky balance between focusing on their studies while trying to learn about all of the great things that come with being in the workforce. Some parents rationalize that their kids will have […]

Money-Saving Tips for Landscaping Your House

Everyone loves a well-manicured lawn with the perfect shrubs and surrounding flowers or other plants. Many people dream of their perfect yard to show off and be on full display throughout the summer. A lot of the work required to get there starts in the spring, but unfortunately, there’s a lot going on financially during […]

5 Financial Podcasts You Should Be Listening To

Financial education is important for everyone looking to save, budget, or invest better. With the advances in technology, we can now digest this type of educational information by reading online articles or books and even through listening to podcasts on the go. Podcasts are starting to become the best way to learn new financial tips […]

What Inflation Is and How it Affects You

Inflation is one of the most important topics in economics today. It is defined as a general rise in prices. This means that the cost of living goes up, and your dollar does not buy as much. Inflation can significantly impact your life, especially if you are on a fixed income or have to budget […]