Washing hands, wearing a mask, and maintaining social distance with others are just a few of the many precautionary measures that we can all do to keep ourselves and our communities safe and healthy. Taken together, every little bit helps when everybody plays their part. Unfortunately, there are scammers out there right now trying to […]
In 2020 so far, the things we used to do in crowded company are on hold. Concerts. School. Office work. This year if it involves people in proximity to each other and occurs indoors, it has quite likely been paused indefinitely. But just as remote work for most marches on, the golden horizon of retirement […]
What is a HELOC? A home equity line of credit is a loan where the lender agrees to lend a maximum amount within a set time period, and the collateral is the borrower’s equity in their house. Homeowners who want to consolidate high-interest debt or finance home improvement projects can tap into their home’s equity […]
Thanksgiving comes again this week, and with it Black Friday, the start of the holiday shopping season! Is it us or do deals seem to start earlier and run longer with every following year? Last year, retailers earned $7.9 billion on Black Friday, a rise of 18 percent from 2017. Seventy-seven million shoppers got up […]
A FICO credit score is built upon several different categories. By knowing what a FICO score is, you can best figure out how to build your credit score quickly. One quick method involves someone with an established credit line being willing to authorize a new-to-credit person be added to already-established credit cards. If this simple […]
As a recent college graduate, I’ve learned countless ways to save and manage my money over the four years. For most, college is a great learning experience where students have very little income and lots of expenses all while having to build their financial foundation. There is no better time to practice good money habits than during this exciting and formative period in life.
Many homeowners don’t know they have an option to refinance their mortgage or a loan to pay off debt faster. Even if a mortgage term has been agreed upon and signed, homeowners can opt for changes before the contract is completed. Many are taking advantage of these three refinancing strategies to pay off their debts faster.
As a single parent, you’re probably familiar with the dual challenges of managing a household and planning for the future on your own. But are you as familiar with the financial strategies that can stretch your income and help you get ahead? Consider the following lessons to help improve your family’s bottom line. Lesson #1: […]
We all know a credit score is essential when it comes to applying for a credit card, an auto loan, or a mortgage. When a company or a lender checks your credit report, they may be getting it from one or more of the three major agencies – Equifax, Experian, or TransUnion. In addition to […]
If you don’t have a financial plan, that question may be hard to answer. To achieve financial wellness, you need to define your goals and set a time frame for reaching them. The following steps can help you take control of your finances. Do you have a good budget? A good place to start would […]