Five First Time Home Buyer Tips

Buying a home can be nerve-racking, especially for a first-time home buyer. These tips can help you navigate the process and avoid common mistakes. 1. Start saving for a down payment early It’s common to shoot for 20% down but many lenders allow much less, and for first-time home buyers, some programs allow as little […]

How to Pay Off Debt Faster with These 3 Refinancing Strategies

Many homeowners don’t know they have an option to refinance their mortgage or a loan to pay off debt faster. Even if a mortgage term has been agreed upon and signed, homeowners can opt for changes before the contract is completed. Many are taking advantage of these three refinancing strategies to pay off their debts faster.

4 Reasons Why You Should Consider Adjustable Rate Mortgages

Adjustable rate mortgages (ARMs) are in their essence, mortgage loans with variable rates. Whether you are a first-time home-buyer or someone looking to purchase a second home, here are four big reasons why you should consider Adjustable Rate Mortgages (ARM). It could very well save you thousands down the road. #1: Lower rates help you […]

How Does Refinancing Work and When To Refinance My Mortgage

There are many reasons as to why you should consider refinancing. As with any financial decision, arming yourself with knowledge of how refinancing works, its benefits and risks is always a good practice. You could potentially save yourself a hundred or two every month. Now that’s some significant savings that could be invested elsewhere. What […]