How to Integrate Employee Benefits When You Marry

Marriage can change just about every aspect of your life, especially your finances. You may go from a single income to two, you must file your taxes differently, and you’re now eligible to share other financial opportunities like employee benefits. Many people don’t think through what they want to change about their employee benefits before […]

Estate Planning 101: What Is It & Why Do I Need It?

Estate planning is the process of designating how your assets will be distributed in the event of your death or incapacitation. Many people plan out their estate to ensure that their assets are divided the way they want and not chosen by a probate court or given to whomever the state inheritance laws say. Others […]

Pros & Cons of Retiring Early

Early retirement has become a popular notion that many people are actively trying to achieve. The thought of not having to work and instead living your life to the fullest gives many people the motivation to find a way to make it happen. Before actively moving toward a life of, more freedom, and less work, […]

Why Insurance Should Be a Part of Your Financial Planning

Proper financial planning is important to prepare your finances for retirement or to help you reach larger financial goals. While many people understand the importance of a strong investment or savings strategy as part of that plan, others forget how important insurance can be. Without the proper insurance coverage, you could be putting your wealth […]

What Inflation Is and How it Affects You

Inflation is one of the most important topics in economics today. It is defined as a general rise in prices. This means that the cost of living goes up, and your dollar does not buy as much. Inflation can significantly impact your life, especially if you are on a fixed income or have to budget […]

Retirement Strategies

Retirement planning is an industry, and within this industry, there are experts. Experts in the retirement planning industry all see the bigger picture every day, according to the Transamerica Center for Retirement Studies, a non-profit research group.  They see that in 2021, 22 percent of Americans have less than $5K saved for retirement, and 15 […]

COVID-19 and Retirement

In 2020 so far, the things we used to do in crowded company are on hold. Concerts. School. Office work. This year if it involves people in proximity to each other and occurs indoors, it has quite likely been paused indefinitely. But just as remote work for most marches on, the golden horizon of retirement […]

5 Important Money Management Lessons for Single Parents

As a single parent, you’re probably familiar with the dual challenges of managing a household and planning for the future on your own. But are you as familiar with the financial strategies that can stretch your income and help you get ahead? Consider the following lessons to help improve your family’s bottom line. Lesson #1: […]

What to Expect in a Home Inspection: Checklist and Tips

Every wise homebuyer knows that a home inspection is a must-have before closing a deal on a home. If you choose to do an inspection yourself or hire a professional home inspector, be certain to be educated to get the most out of the inspection. A thorough home inspection will provide quality information and will […]

Retirement Saving Plan Strategies for Late Starters

We’ve all read articles about retirement strategies and the consistent advice is to start setting money aside as soon as possible. The longer you put it off, the less time your assets have to grow to last you through your golden years. According to the 2017 Retirement Confidence Survey, about 1 in 4 workers (and […]