6 Ways to Stop Living Paycheck to Paycheck

When an individual or a household has a take-home pay that either equals or falls short of their monthly expenses, they are living paycheck-to-paycheck. This typically happens if there is little to no discretionary income available or if excessive debts and spending cause bills not to be paid on time. This means that these households [...]

Rainy-Day Fund vs. Emergency Fund

Both a rainy-day fund and an emergency fund can be great ways to prepare financially for unexpected future events. With the majority of Americans living paycheck to paycheck, it's important to be able to have money for things like losing your job or paying to fix your air conditioning when it breaks. While both a [...]

Money-Saving Tips for Landscaping Your House

Everyone loves a well-manicured lawn with the perfect shrubs and surrounding flowers or other plants. Many people dream of their perfect yard to show off and be on full display throughout the summer. A lot of the work required to get there starts in the spring, but unfortunately, there’s a lot going on financially during […]

Renting vs Buying a Home: The Pros & Cons Explained

There are many factors to consider when renting vs. buying a home, and both have their own set of pros and cons that you need to consider before deciding. For example, renting is great for people who are unsure about their job security or often like to move around. On the other hand, buying a […]

What is a savings account?

Whether you are a kid saving birthday money or an adult managing your finances, when you need to keep money somewhere because you don’t have plans to spend it, you either put it in a Piggy Bank or open a savings account. In principle, it is generally easier to pay daily expenses with cash or […]

DECU Digital Banking

Welcome to DECU Digital Banking! We are excited and happy to bring you our new, secure and improved banking experience.  Let’s take a moment to familiarize members with a few facts about DECU Digital Banking and then look at some new features. At Deere Employees Credit Union, we’ve updated your digital banking experience to include […]

6 Questions Before You Buy an RV

Do you find yourself excited about summer vacation this year but still holding out on airplane flights and hotels? If so, you’re not alone. Now more than ever, there’s a growing call to hit the open road and see America from behind the wheel. National parks, beaches, and scenic drives are literally on your doorstep […]

How to Avoid a Scam

Scams happen on the internet every day. In fact, with instant communications and nearly universal computer access, scams are more present than ever, and the Federal Trade Commission registered more than 2.2 million fraud reports in 2020. A third of all victims reported losing money to the schemes. What can you do to protect yourself […]

Smart Financial Goals

Financial goals can help you save money, buy needed things, and put you on track to a better and brighter tomorrow. If you followed our most recent blog to set up and make your 2021 financial resolutions, it’s likely you have already thought long and hard about what it takes to make financial goals and […]

Gone Phishing

Fake emails are probably sitting in your inbox right now, announcing a new deposit to your Bitcoin balance or claiming you’ve just won a brand new smartphone. It’s aso likely there’s a burning call to action in the subject line, igniting your natural curiosity and compelling you to click. After all, who wouldn’t be thrilled […]