Whether you’re jetting off to your next vacation during the holidays or if you’re planning for a trip, using your credit card’s incredible travel benefits can actually save you a lot of money.
DECU’s Visa® Signature Credit Card offers you a premium card experience. The money saving benefits our Visa card provides can certainly make your next adventure even more memorable and enjoyable.
Avoid foreign transaction fees
Did you know that your Visa® Signature Credit Card has no foreign transaction fees? It is as simple as it sounds, just swipe or insert your card and you will be getting the most competitive rates in the market with zero fees! We want your focus to be on having fun and relaxing and not worrying about whether you are getting the best rates or incurring high and hidden fees.
Prevent risk of fraud or stolen cash
Traveling can be an immensely stressful experience if your cash is lost or stolen. If you choose to use cash or a debit card, and if that money is taken or card lost, there is a greater likelihood that you will not get your money back.
However, if you use your credit card, you can simply call DECU’s 24/7 Visa Member Service phone number, and we will put an immediate lock on it. Any fraudulent charges on your credit card can be disputed easily since it is not tied directly to your account. Furthermore, if you will be at your destination for an extended period of time, we can even arrange to send you your new card wherever you are in the world.
Enjoy complimentary travel insurance
We truly hope you never find yourself in the unfortunate situation of being caught in an accident while travelling. If you are, though, we can remove a big layer of stress because our Visa® Signature card insures you up to $250,000 in the event of an accident.
- Baggage delay insurance
One of the most frustrating things that can put a damper on your travelling experience is going to baggage claim and having your luggage be lost. Thankfully, with our Visa® Signature Credit Card, you will be reimbursed up to $100 per day for any essential items needed by you or your dependents for this inconvenience.
- Trip cancellation/Trip interruption Insurance
Plans change and circumstances change—that’s just life! If you are unable make the trip happen because of medical reasons, serious immediate familial obligations or even when extreme weather conditions have interrupted your plans—you can count on us to protect you against the financial expense losses you may face.
Learn more about your travel insurance benefits.
Waive auto rental collision damage
Whenever you are planning to rent a car, remember you have the option to say, “no” to the sales representative when asked if you would like any additional car collision insurance. Luckily your DECU Visa card can save you a considerable sum across your vacation by allowing you to reject the additional rental collision insurance.
Emergency cash disbursement
What if you find yourself in the middle of a small distant town where credit cards are not widely accepted? No problem—simply stop by the nearest ATM you can find and our credit cards will do the rest. Withdraw any amount (up to your card withdrawal limit) in an emergency. Even though you may incur a small fee, having cash on-hand in a crisis could end up saving your trip, and ultimately, saving you money.
Access to online account management from any device
To ensure you are keeping within your budget while you are having fun out and about, our easy online account management platform can be accessed from any device. This can really help you keep track of your expenses while you’re enjoying everything your trip has to offer.
We would love to think that our plans will always go as planned, but time and again we are reminded that there is all-to-often something that throws the best laid plans to waste. Whatever the situation may entail, you can be confident that everything will be just fine when you are traveling with a DECU Visa® Signature Credit Card.
Earn more for your money with cash back
What is even better? You can earn 1.50% Cash Back on every single purchase! Whenever or wherever you plan to travel, remember that you could be earning and saving yourself some serious cash with these amazing card benefits.