Invest in your future.
Reach out to our DECU Investment & Retirement Services team today and we’ll help you create a solid investment plan for tomorrow. Everything you need to help you pursue your goals and make your financial future a reality starts when you contact us.
Work with Trusted Professionals
DECU Investment & Retirement Services provides experienced, professional financial planning through LPL Financial to help get you ready for what’s on the horizon. Together with a DECU Investment & Retirement Services representative, we’ll work to align your current goals and put your money toward a happy retirement that begins in 5, 10, or even 20 years.
DECU Investment & Retirement Services Specialties
- Investment Options
- Qualified Rollover Services
- Asset Positioning
- Income Planning/Analysis
- Asset Allocation Reviews
- Risk Evaluations
- Open Architecture Product Placement
- Consistent Monitoring/Reviews
- Insurance Needs Analysis
- Long-Term Care Planning
- Health Care Analysis
- College Cost Analysis
- State-Specific Planning
- 529 Plans
- Coverdell/ESA Savings
- Legal References
- Wealth Transfer Analysis and Implementation
- Charitable Giving
* Representative is neither a tax advisor nor attorney. For information regarding your specific tax situation, please consult a tax professional. For legal questions, including a discussion about estate planning, please consult your attorney.
Meet our Investment & Retirement Team
Guided Wealth Portfolio
Automated Investing Backed With Personalized Service
Guided Wealth Portfolios combine easy-to-use technology with the personal financial consultation service of our DECU Investment & Retirement Services team. Unlike most digital investing solutions, or robo advisors, who don’t include a dedicated financial advisor relationship, our digital investing solution guides you through the process from start to finish.
Our online investment platform combines the benefits of a personal financial advisor with sophisticated technology to help you invest in your future:
- Advisors on call
- Low initial investment
- Competitive rates
We’ll create an investment allocation road-map based on your goals, risk preferences and investing timeline to help you pursue your objectives. Your road-map is also customized for your specific stage in life, and will change according to your needs.
- Ongoing planning, service, and advice.
- Investment road-map designed just for you
- Access to a dedicated financial advisor
Hi-Tech, Low-Cost Advanced Wealth Management
Just $5,000* in investable assets opens your low management fee account, and we’ll allocate your assets in a tax-efficient manner, evaluating the tax impact of each trade before it goes though.
- Low management fees
- Low initial investment minimums
- Tax-efficient investing
Intuitive, Intelligent Investing
Your self-directed investing process is made fast and easy with the secure technology that powers DECU’s Guided Wealth Portfolios. Get access to a personal portal and track your activity, open new accounts, invest online, see your portfolio and make updates to your accounts in all one place:
- Personal investment portal
- Constant monitoring of your portfolio
- 24/7 access to your accounts
- Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.
Guided Wealth Portfolios (GWP) is is a centrally managed, algorithm based, investment program sponsored by LPL Financial LLC (LPL). GWP uses proprietary, automated, computer algorithms of FutureAdvisor to generate investment recommendations based upon model portfolios constructed by LPL. FutureAdvisor and LPL are nonaffiliated entities. If you are receiving advisory services in GWP from a seperately registered investment advisor firm other than LPL or FutureAdvisor, LPL and FutureAdvisor are not affiliates of such advisor. Both LPL and FutureAdvisor are investment advisors registered with the U.S. Securities and Exchange Commission, and LPL is also a member of FINRA/SIPC.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Securities offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. The investment products sold through LPL Financial are not insured Deere Employees Credit Union deposits and are not NCUA insured. These products are not obligations of the Deere Employees Credit Union and are not endorsed, recommended or guaranteed by Deere Employees Credit Union or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible. Deere Employees Credit Union and DECU Investment and Retirement Services are not registered broker/dealers and are not affiliated with LPL Financial.
*An annual small account fee is applied to accounts with less than $10,000 invested. Additional fees will apply.
Not NCUA Insured | Not Credit Union Guaranteed | May Lose Value
The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AL, CA, FL, IA, ID, IL, KS, MO, MS, NC, NE, NV, OH, SC, SD, WI