Questions? We have answers.

We are here to help—and we’ll start with a classic answer—our routing number is 271186423.

Who Can Join DECU?

Deere Employees Credit Union (DECU) serves employees and retirees of Deere & Company and their families; contract employees for John Deere and employees of wholly owned subsidiaries or joint venture of John Deere; employees of John Deere Dealers and their families.

To become a member/owner, simply complete the online membership application. After we have received your application, we will review it for qualification. If qualified to be a member, one of our experienced Member Service Representatives will call you to set up the account to your specifications. You are required to deposit $25 for your share of membership in the Credit Union.

Once you join, you are a member for life. No matter where you live, where you work, or for whom – you can still enjoy the same great benefits and services of Deere Employees Credit Union.

Contact Us

Call (800) 338-6739 or call/text (309) 743-1000

Visa Credit Card

Member Service (855) 779-1061
Activation (800) 631-3197
Lost/Stolen (800) 449-7728
PIN Selection (888) 886-0083

Debit Card

24/7 Member Service (855) 710-3059
Activation & PIN Selection Line (866) 985-2273

Additional Services

Automated Phone Access (800) 635-0277 or (309) 743-1001
After Hour Loans (800) 270-6729
Online Bill Payment Support (888) 918-7427
Fax (309) 743-1100

ATM Deposits

Depositing into an ATM is easy and convenient at a DECU ATM. No fumbling for an envelope. Simply enter your cash or a check into the machine after following the onscreen prompts. Once your transaction is complete, your transaction record will include an image/picture of the check. If cash is deposited, an itemized listing of your denominations deposited will be included on your transaction record.

Cash deposits at DECU ATMs are not held, however, you may experience holds at non-DECU ATMs. ATM deposit that is subject to a two (2) business day hold include checks over a member’s deposit limit and deposits made at non-DECU ATMs. The amount released immediately is determined by your account relationship.

If you do not have access to our ATMs or offices, you may prefer to purchase a money order and then deposit it into your DECU account via eDeposit.

Download our mobile app from the app store to take advantage of eDeposit. To make the eDeposit simply log in to Mobile Banking, select eDeposits and follow the onscreen prompts.

Online Forms

Online Forms

What are the services available to me as a member?

There are three major differences in Deere Employees Credit Union versus other financial institutions.

  1. No Need To Stand In Lines:  Our focus is to offer such innovative products and services that you can bank when it is convenient for you, on your schedule.  Our members can complete most transactions through Online and Mobile Banking as well as other electronic methods.
  2. You Share In Our Financial Success: Our members share in our financial success through best in market rates, lower or no fees and our Owner Participation Rebate.  The year-end rebate returns excess earnings to our members in the form of additional earnings on savings and interest rebates on loans.
  3. Measurably Superior Service:  We survey our members on a regular basis to see how we are doing, and consistently, we rank over 90% in “very good” and “excellent” ratings.  We have a Service Commitment around areas of service our members have told us that are important to them.

What we offer:

How can I deposit a check if I am not near a branch?

eDeposit is just one feature of mobile banking. Mobile banking is a lot like having a personal credit union branch right in the palm of your hand. You can check account balances, view recent activity, transfer funds, pay bills, track expenses, find the nearest ATM and, more to the point, electronically deposit checks into your account without moving an inch.

Depositing a check is easy. Simply use your phone to take a picture of the front and back of the check and transmit it to the Credit Union with an app that’s available in the Apple App Store and on Google Play.

Can I send a wire from my Credit Union account?

Yes! We make it easy and convenient, simply complete the Wire Transfer Form.

I just got married. How do I change my name on my accounts?

Congratulations! To change the name on your accounts, please complete our Name Change Form and return it to the Credit Union.

Click here for the Name Change Form.

How do I change my address online?

Simply log into your account in Online Banking and click the Black Setting Gear in the upper right corner of your screen.  Next, select Change Address and follow the onscreen prompts.

If you are not an Online Banking user, then please fill out the Contact Change Form and send it in to the Credit Union.

Click here for the Address Change Form.

How can I order checks?

You may reorder your checks by logging into Online Banking and selecting the orange gear wheel next to your checking account. From the menu, click on “Order Checks” or by calling (800) 338-6739.

Deere Employees Credit Union Money Manager, a Personal Financial Management tool, brings together two important functions into one platform:

  1. Personal finance is your overall picture—from your earnings to your investments, and even including your long-term financial goals
  2. Money management is the day-to-day stuff—what you budget, how much you spend, and where your money goes

Need a budget? Then you need Money Manager!

Want to know how much money you have coming in and how much you are spending each month? Want a quick snapshot of how your money is being spent? Then you’ll love what Money Manager has to offer.

Recommended Reading

What Does Your Credit Score Mean?

The Fair Isaac Corporation Lending money is a risky business for moneylenders. But risk is also the cost of doing business. To hedge bets in deciding whether to issue a loan, the FICO Credit Score was adopted nationwide in 1989 as the standard gauge for a potential debtor’s creditworthiness. In the days before credit scoring, […]

Why Budget?

When you know your income and track your expenses, it helps you understand how to invest, save and pay off debt. But just tracking your expenses doesn’t change how much money you can spend every month; it only ever tells you where that money is going.  The path to personal financial wisdom is enlightened by […]

How To Save For A Down Payment On A House

Nationwide home buying statistics for 2020 are not going to look like the rest of the century, because of the economic disruptions caused by Covid-19, but in 2019 the average median down payment for first-time homebuyers was 6 percent of the purchase price.  Likewise, in 2019 the average cost of a brand new home in […]

How to Avoid a Scam

Scams happen on the internet every day. In fact, with instant communications and nearly universal computer access, scams are more present than ever, and the Federal Trade Commission registered more than 2.2 million fraud reports in 2020. A third of all victims reported losing money to the schemes. What can you do to protect yourself […]