You Belong Here.
See why over 40,000 members choose Deere Employees Credit Union
DECU isn’t like a bank. We are a credit union, owned by our members, with owner participation accounts and access to cheaper credit than for-profit financial institutions. We are people with collective aspirations for what smart money planning can do, who work to anticipate your needs and build strength in your finances. Our job is to spot your future for you.
We Are DECU
We are your colleagues at DECU, we are part of your John Deere employee family and we are your neighbors. We live here and work right beside you every day of the week. Since 1935 our independent credit union has shown up every day for the opportunity to create, build and maintain a financial collective for you and your family.
DECU is here to improve your access to money. With online banking, our secure mobile app and 24/7 live email, chat and phone support, we are always open for your business.
DECU membership also comes with great credit union perks, like a fee-free Visa debit card, unlimited ATM transactions at over 80,000 cash terminals nationwide, automatic overdraft protection and free online financial education resources to help you tackle the basics of building your future.
We offer our members best-in-market rates on home mortgages, auto loans, credit cards, home equity and home improvement loans, as well as personal loans with better interest rates for members that save you money and help you consolidate your debt.
We Serve You
Why is DECU Membership Better?
- No more lines to stand in – 24/7 service puts convenient banking on your schedule
- Online and Mobile Banking access keeps you connected to your accounts any time of the day
- Live phone help is always available - 24/7 - (800) 338-6739 or (309) 743-1000
- Countrywide no-fee ATM access at more than 80,000 locations
- DECU membership is for life, no matter where you live or work
Why is DECU Membership Better?
- No more lines to stand in – 24/7 service puts convenient banking on your schedule
- Online Banking Access gives you access to your accounts any time of the day
- Live phone help is always available - 24/7 - (800) 338-6739 or (309) 743-1000
- Countrywide no-fee ATM access at more than 80,000 locations
- DECU membership is for life, no matter where you live or work
Online Account Opening
Here's how it works . . .
- Fill out and submit the online membership application. You’ll need your driver’s license or state ID and your Social Security number. For joint account owners, you will also need their Social Security number
- If you qualify, a member service representative will call to set up your account.
- Once verified, your account will be activated.
- Deposit $25 in a savings account and start your savings today.
- Add beneficiary information to your account.
Services we offer
- Checking
- Savings
- Loans
- Credit Cards
- Investment & Retirement Services
- Insurance Services
Recommended Reading
Differences Between Good Debt and Bad Debt
Many people in the U.S. grew up being told that all debt is “bad” and that it should be avoided at all costs. However, you may have also been told that borrowing money for “good” purposes, such as buying a house, is okay. Very few people can likely get through life these days without taking […]
5 Ways to Prepare Your Finances for the End of the Year
There are certain times throughout the year that cause people to think and take notice of how close they are to reaching their goals, especially financial ones. As one year ends and another begins, there is no time like this time of year to do just that. It’s a great time to reassess where your finances are […]
6 Ways to Stop Living Paycheck to Paycheck
When an individual or a household has a take-home pay that either equals or falls short of their monthly expenses, they are living paycheck-to-paycheck. This typically happens if there is little to no discretionary income available or if excessive debts and spending cause bills not to be paid on time. This means that these households [...]
Why Insurance Should Be a Part of Your Financial Planning
Proper financial planning is important to prepare your finances for retirement or to help you reach larger financial goals. While many people understand the importance of a strong investment or savings strategy as part of that plan, others forget how important insurance can be. Without the proper insurance coverage, you could be putting your wealth […]